Chicago skyline at dusk
NMLS #1222681 · Chicago, IL

Ready to Own
Something That Lasts?

Your home is more than a transaction. It is the foundation of your next chapter. Let us build a financing strategy as intentional as your vision.

30+

Years Combined Experience

500+

Families Served

A+

BBB Rating

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What We Offer

Mortgage Solutions
Tailored to You

Every borrower's situation is unique. We craft loan strategies that align with your goals, timeline, and financial picture.

Purchase Loans

From your first home to your next investment, we guide you through every step with clarity and confidence.

  • Conventional loans
  • FHA & VA financing
  • Jumbo & non-QM options

Refinance

Lower your rate, shorten your term, or unlock equity. We help you make the math work in your favor.

  • Rate & term refinance
  • Cash-out refinancing
  • Break-even analysis

Construction & Custom

Building from the ground up? We structure loans that evolve with your project, from foundation to finish.

  • Build-to-perm loans
  • Renovation financing
  • Custom home loans

First-Time Buyers

The journey to your first home should feel exciting, not overwhelming. We simplify every detail.

  • Down payment assistance
  • Credit guidance
  • Pre-approval support

Rate Advisory

Rates shift daily. We monitor the market so you can time your lock with confidence and clarity.

  • Daily rate monitoring
  • Lock strategy planning
  • Market trend analysis

Veterans & FHA

You served. Now let us serve you with competitive VA and FHA loan programs designed for your needs.

  • Zero-down VA loans
  • FHA low-down options
  • IRRRL refinances
Professional mortgage advisor office setting

NMLS

#1222681

Licensed in Multiple States

About Your Advisor

Ryan Musgjerd
Your Chicago Mortgage Guide

Buying a home or refinancing is one of the most significant financial decisions you will make. It deserves more than a scripted conversation and a rushed closing.

Based in Chicago's Ravenswood neighborhood, Ryan brings a personal, detail-oriented approach to every loan file. Whether you are purchasing your first condo in Lincoln Park, refinancing a family home in Lakeview, or exploring investment properties across the city, Ryan works to make the process transparent, efficient, and genuinely stress-free.

As a Guaranteed Rate loan officer, Ryan has access to a broad suite of loan products and competitive pricing — but what sets him apart is his commitment to listening first and recommending only what truly serves the borrower.

Integrity First

Honest advice, always.

Full Product Range

One call, every option.

Fast Turnaround

Closing on your timeline.

Clear Communication

No jargon, just answers.

Schedule a Consultation
How It Works

Your Path to
Closing Day

01

Initial Consultation

We discuss your goals, timeline, and financial picture. No pressure — just a clear conversation about what is possible.

02

Loan Strategy

We review your options side by side — rates, terms, costs — so you can choose the path that fits your life.

03

Underwriting

Your file is processed with precision. We stay in touch at every milestone so nothing catches you off guard.

04

Closing Day

You review, sign, and drive away with your keys. We make sure the numbers match what you approved — every time.

Not sure where to start?

A brief call can clarify your options in under 15 minutes.

Call (773) 435-0917
Service Areas

Serving
Greater Chicago

From the streets of Lincoln Park to the lakeshore of Highland Park, Ryan provides mortgage services across the Chicago metropolitan area and surrounding communities.

Lincoln Park
Lakeview
Ravenswood
Wrigleyville
Logan Square
Gold Coast
Hyde Park
Naperville
Evanston
Schaumburg

And all surrounding suburbs. Not sure if we cover your area? Call and ask.

3940 N Ravenswood Ave, Chicago 60613
Get in Touch

Let's Start
a Conversation

Whether you have a specific question or just want to explore your options, reach out. Every great home purchase begins with a single conversation.

Office

3940 N Ravenswood Ave

Chicago, IL 60613

NMLS #

1222681

Hours

Monday – Friday: 9am – 6pm

Saturday: By appointment

Sunday: Closed

Prefer to call directly?

Call Now

Thank you

Ryan will be in touch within one business day.

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